:root{--blue:#006ab6;--navy:#004b76;--ink:#263c4a;--muted:#596c78;--pale:#edf5fb;--line:#dce6ed;--orange:#ff5f00;--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:20px}body{margin:0;background:#f5f8fa;color:var(--ink);font:14px/1.6 Montserrat,Arial,sans-serif}a{color:var(--blue)}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid var(--orange);outline-offset:3px}.wrap{max-width:1460px;margin:auto;padding:0 40px}.skip-link{position:absolute;top:-100px;left:20px;z-index:100;background:white;padding:12px}.skip-link:focus{top:12px}h1,h2,h3,p{margin-top:0}h1,h2{font-family:Georgia,serif;font-weight:400;color:var(--navy);line-height:1.1}h1{font-size:clamp(38px,4.1vw,62px);letter-spacing:-1.5px;margin-bottom:18px}h1 em{font-weight:400;color:var(--blue)}h2{font-size:30px;margin-bottom:18px}h3{font-size:15px;line-height:1.4;margin-bottom:12px}.eyebrow{font-size:10px;font-weight:800;letter-spacing:1.9px;color:var(--blue);margin-bottom:12px}.intro{display:grid;grid-template-columns:1.5fr 1fr;gap:60px;align-items:center;padding:48px 0 30px}.intro>div>p:not(.eyebrow){max-width:580px;font-size:15px}.intro-note{border-left:1px solid #c4d8e7;padding:15px 0 15px 35px;max-width:390px;color:var(--muted)}.intro-note strong{display:block;color:var(--navy);font-size:17px}.intro-note p{font-size:13px!important;margin:10px 0}.little-house{display:block;font-size:44px;line-height:1;color:var(--blue);margin-bottom:15px}.review-badge{font-size:10px;letter-spacing:.2px}.toolbar{display:flex;justify-content:space-between;align-items:center;gap:12px;border-top:1px solid var(--line);padding:16px 0 22px}.toolbar nav,.toolbar>div{display:flex;gap:15px;align-items:center;flex-wrap:wrap}.toolbar 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i{display:inline-block;width:8px;height:8px;border-radius:2px;margin-right:5px}.blue{background:var(--blue)}.grey{background:#b5c6d2}.orange{background:var(--orange)}.chart-scroll{overflow:auto;margin:0 -4px}.bars{display:flex;gap:6px;min-width:760px;padding:24px 8px 8px;align-items:flex-end;background:repeating-linear-gradient(to top,transparent 0,transparent 59px,#edf2f6 60px,#edf2f6 61px)}.month-bar{padding:0;border:0;background:transparent;color:var(--ink);flex:1;min-width:42px;text-align:center;display:flex;flex-direction:column;justify-content:flex-end;height:228px;position:relative}.bar-stack{display:flex;flex-direction:column;justify-content:flex-end;height:180px;width:100%}.bar-stack i{display:block;width:66%;margin:0 auto;min-height:0;transition:height .2s}.bar-stack i:first-child{border-radius:5px 5px 0 0}.bar-value{font-size:9px;font-weight:700;margin-bottom:5px}.bar-date{font-size:9px;padding-top:8px;min-height:36px;line-height:1.4}.month-bar[aria-pressed=true] 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p{font-size:12px;margin:0;max-width:320px}.weekly-panel .form-grid{grid-template-columns:1.4fr 1fr}.weekly-result{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;padding:20px 0 8px}.weekly-result strong{display:block;font-size:19px;color:var(--navy)}.weekly-result span{font-size:10px;display:block}.money-list{margin:10px 0}.money-row{display:flex;justify-content:space-between;gap:20px;padding:10px 0;border-bottom:1px solid #edf1f4;font-size:12px}.money-row strong{text-align:right;white-space:nowrap}.money-row.total{font-size:16px;font-weight:700;color:var(--navy);border-top:2px solid var(--navy);margin-top:12px;padding-top:15px}.money-row.credit{color:#186651}.money-row.subtle{color:var(--muted);font-size:11px}.funding-gap{background:var(--pale);padding:16px;border-radius:10px;margin-top:18px;font-size:12px}.funding-gap strong{font-size:21px;color:var(--navy);display:block}.scheme-row{display:grid;grid-template-columns:1fr auto;gap:8px;padding:15px 0;border-bottom:1px solid 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var(--line);padding-top:25px;padding-bottom:25px;font-size:10px;margin-top:20px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[hidden]{display:none!important}.delta{font-size:12px}.print-inputs{display:none}
.draw-chart{display:block;width:100%;min-width:740px;margin:8px 0 18px;font:11px Montserrat,Arial,sans-serif;fill:var(--navy)}.draw-chart .draw-heading{font-size:9px;letter-spacing:1.3px;font-weight:700;fill:var(--muted)}.draw-chart .draw-value{font-size:11px;font-weight:700}.draw-chart .draw-muted{fill:var(--muted);font-size:9px}
@media(min-width:1600px){.wrap{max-width:1560px}.calculator-layout{grid-template-columns:360px minmax(0,1fr)}}
@media(max-width:1100px){.wrap{padding:0 24px}.calculator-layout{grid-template-columns:295px minmax(0,1fr);gap:18px}.panel{padding:22px}.stat{padding:16px 12px}.stat strong{font-size:25px}.intro{gap:30px}.toolbar{align-items:start}.toolbar>div{gap:7px}.intro-note{padding-left:25px}.summary{gap:8px}.weekly-hero{gap:15px}}
@media(max-width:820px){.calculator-layout{grid-template-columns:1fr}.inputs{margin-bottom:4px}.panel-heading{padding:20px 20px 5px}.input-section{padding:17px 20px}.form-grid{grid-template-columns:1fr 1fr}.intro{padding:30px 0 20px;grid-template-columns:1fr}.intro-note{display:none}.intro p{margin-bottom:8px}.toolbar{flex-direction:column;padding-bottom:16px}.toolbar>div{gap:10px}.stat strong{font-size:30px}.panel{padding:23px}.summary{gap:12px}.input-section:not([open]){margin-top:0}.input-section{margin-top:0}.footer{padding-top:20px;padding-bottom:20px;flex-wrap:wrap}.journey-strip{gap:15px}.chart-scroll{margin-right:-12px}.panel-heading .eyebrow{margin-bottom:8px}}
@media(max-width:480px){body{font-size:13px}.wrap{padding:0 16px}h1{font-size:39px;letter-spacing:-1px}h2{font-size:27px}.intro>div>p:not(.eyebrow){font-size:13px}.summary{grid-template-columns:1fr 1fr;gap:10px}.stat:first-child{grid-column:1/-1;display:grid;grid-template-columns:1fr auto;align-items:center;gap:0 12px}.stat:first-child>span{min-height:0}.stat:first-child>strong{grid-column:2;grid-row:1/3;margin:0;font-size:34px}.stat:first-child>small{grid-column:1}.stat{padding:17px}.stat strong{font-size:28px}.stat span{font-size:10px}.panel{padding:20px 16px}.pill{font-size:9px;white-space:normal;max-width:100px;text-align:center}.chart-heading{display:block}.inline-check{max-width:none;margin-bottom:10px}.journey-strip{grid-template-columns:1fr 1fr;gap:16px;margin-bottom:20px}.journey-strip:before{display:none}.journey-stop{padding:0 0 0 20px}.journey-stop:before{top:3px}.weekly-hero{gap:15px;align-items:start}.weekly-hero strong{font-size:35px}.weekly-hero p{font-size:11px}.weekly-panel .form-grid{grid-template-columns:1fr}.weekly-result{gap:10px}.weekly-result strong{font-size:17px}.scheme-row{grid-template-columns:1fr}.scheme-row .status{text-align:left;max-width:none}.money-row{font-size:11px}.money-row.total{font-size:14px}.pi-band{padding:14px}.pi-band strong{font-size:24px}.toolbar nav{gap:20px}.toolbar button{font-size:10px}.stage-edit{grid-template-columns:1fr 1fr 1fr;gap:8px}.stage-edit>span{font-size:11px}.closing h2{font-size:31px}.form-grid{gap:14px 10px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{body{background:white;font-size:10px}.wrap{padding:0;max-width:none}.selector-masthead,.toolbar,.intro-note,.closing,.footer,.inputs,.weekly-panel .form-grid,#stageFields,button,.inline-check,.estimate-note{display:none!important}.intro{display:block;padding:0 0 15px}h1{font-size:30px}h1 br{display:none}.intro>div>p:not(.eyebrow){font-size:11px}.calculator-layout{display:block}.panel{break-inside:avoid;padding:15px;margin-bottom:12px;border-radius:8px}.summary{grid-template-columns:repeat(3,1fr)}.stat:first-child{color:var(--navy);background:white}.stat strong{font-size:24px}.bars,.draw-chart{min-width:0}.chart-scroll,.table-scroll{overflow:visible}.month-bar{min-width:0;display:flex!important}.bar-value{font-size:7px}.bar-date{font-size:7px}.sources{columns:2}.print-inputs{display:block}a{color:inherit}*{-webkit-print-color-adjust:exact;print-color-adjust:exact}.weekly-hero strong{font-size:30px}}

/* Simple first visit; the complete planner is revealed after five answers. */
.welcome{display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,460px);gap:70px;align-items:center;max-width:1080px;margin:42px auto 50px}.welcome-copy{max-width:470px}.welcome-copy>p:not(.eyebrow){font-size:15px;color:var(--muted);max-width:420px}.welcome-copy h1{font-size:clamp(40px,4.4vw,62px)}.welcome-benefits{display:grid;gap:19px;margin:32px 0;color:var(--blue);font-size:11px}.welcome-benefits span{display:flex;gap:18px;align-items:center}.welcome-benefits strong{font-size:13px;font-weight:500;color:var(--ink)}.starter-card{background:white;border:1px solid var(--line);border-radius:22px;padding:30px 34px;box-shadow:0 15px 45px #004b760a;display:grid;gap:17px}.starter-card h2{font-size:29px;margin:0}.starter-card>p{font-size:11px;color:var(--muted);margin:0}.starter-card>.eyebrow{color:var(--blue);font-size:9px}.starter-card .field label{font-size:12px}.starter-card .field input,.starter-card .field select{min-height:46px;font-size:15px;font-weight:500}.amount-input{position:relative}.amount-input>span{position:absolute;left:14px;top:10px;color:var(--muted)}.amount-input input{padding-left:30px!important}.starter-card .start-button{border:0;width:100%;display:flex;justify-content:space-between;align-items:center;margin-top:4px;font-size:13px;padding:15px 20px;border-radius:10px}.starter-footnote{text-align:center;font-size:10px!important}.starter-card .notice{margin:0;padding:12px;font-size:11px}.plan-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:32px 0 20px}.plan-heading h1{font-size:38px;margin:0}.plan-heading h1 br{display:none}.plan-heading button,.pathway button{background:white;color:var(--blue);border:1px solid var(--line);border-radius:22px;padding:9px 15px;font-size:11px;font-weight:700}.pathway{border-top:3px solid var(--blue);padding:23px 27px}.pathway h2{margin-bottom:10px}.pathway>p{font-size:12px;max-width:860px;margin-bottom:14px}.pathway-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding:15px 0;border-top:1px solid var(--line)}.pathway-metrics strong{display:block;font-size:22px;color:var(--navy)}.pathway-metrics span{font-size:10px;color:var(--muted)}.pathway .funding-message{padding:12px 15px;background:var(--pale);border-radius:9px;font-size:12px}.pathway .funding-message.shortfall{background:#fff4e8;color:#754114}.pathway details{margin-top:10px}.pathway ul{padding-left:18px}.pathway-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}.pathway .small{font-size:10px}.welcome-copy .small{font-size:11px!important}
@media(max-width:820px){.welcome{gap:28px;grid-template-columns:1fr;max-width:480px;margin:26px auto}.welcome-copy{max-width:none}.welcome-copy h1{font-size:38px;margin-bottom:10px}.welcome-copy h1 br{display:none}.welcome-copy>p:not(.eyebrow){font-size:13px;margin-bottom:0}.welcome-benefits,.welcome-copy>.small{display:none}.starter-card{padding:25px}.plan-heading h1{font-size:30px}.plan-heading h1 br{display:block}.pathway-metrics{grid-template-columns:1fr 1fr}.pathway{padding:22px}.plan-heading button{max-width:130px}.starter-card .field input,.starter-card .field select{font-size:16px}}
@media print{.welcome,.plan-heading button,.pathway-actions{display:none!important}.plan-heading{padding:0 0 15px}.pathway-metrics{grid-template-columns:repeat(4,1fr)}.pathway{break-inside:avoid}}
/* Revision 3: explain funds first, then show repayment growth. */
.field select{appearance:none;-webkit-appearance:none;height:46px;min-height:46px;padding-right:34px;background-image:linear-gradient(45deg,transparent 50%,#004b76 50%),linear-gradient(135deg,#004b76 50%,transparent 50%);background-position:calc(100% - 17px) 20px,calc(100% - 12px) 20px;background-size:5px 5px;background-repeat:no-repeat}.starter-card .field input,.starter-card .field select{height:48px;min-height:48px}.starter-card .field select{background-position:calc(100% - 17px) 21px,calc(100% - 12px) 21px}.calculator-layout{display:flex;flex-direction:column;gap:20px}.calculator-layout>.results{order:1;width:100%}.adjustments{order:2;width:100%;margin:0 0 25px;background:white;border:1px solid var(--line);border-radius:16px;padding:20px}.adjustments>summary{font-size:15px}.adjustments .inputs{border:0}.adjustments .form-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.adjustments .field.wide{grid-column:span 2}.adjustments .check{grid-column:1/-1}.funding-cards{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin:22px 0}.funding-cards article{background:var(--pale);border-radius:12px;padding:17px}.funding-cards span{display:block;font-size:11px;font-weight:700;min-height:34px}.funding-cards strong{display:block;color:var(--navy);font-size:30px;line-height:1.3;margin:8px 0}.funding-cards small{display:block;color:var(--muted);font-size:10px;line-height:1.6}.funding-explainer{display:grid;grid-template-columns:1.35fr 1fr;gap:36px;margin-top:25px}.funding-explainer h3{font-size:18px}.cost-line{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid var(--line);font-size:12px}.cost-line strong{font-weight:600}.cost-line small{display:block;font-size:10px;color:var(--muted);margin-top:3px}.cost-line b{font-size:15px;white-space:nowrap;color:var(--navy)}.cost-line.total{border-top:2px solid var(--blue);margin-top:12px;font-size:14px}.balance-result{background:var(--pale);padding:20px;border-radius:12px;margin-top:15px}.balance-result.shortfall{background:#fff3e9}.balance-result span{font-size:12px;font-weight:700;display:block}.balance-result strong{font-size:32px;color:var(--navy);display:block}.balance-result small{font-size:11px}.funding-help{font-size:12px;line-height:1.8}.approval-note{border-left:3px solid var(--orange);background:#fff8f1;padding:14px}.build-stages{display:grid;grid-template-columns:repeat(6,minmax(140px,1fr));gap:12px;overflow:auto;margin:25px 0;padding-bottom:12px}.build-stage{position:relative;background:#f4f8fc;border-radius:12px;padding:16px 12px;border-bottom:3px solid var(--blue);text-align:center}.build-stage:last-child{border-color:var(--orange)}.build-stage svg{width:80px;height:62px;color:var(--blue)}.build-stage h3{font-size:12px;margin:6px 0}.build-stage>span{font-size:10px;color:var(--muted)}.build-stage p{font-size:10px;line-height:1.6;color:var(--muted);margin:7px 0}.build-stage>strong{display:block;color:var(--navy);font-size:22px;padding-top:8px;border-top:1px solid var(--line);white-space:nowrap}.build-stage strong small{font-size:9px;font-weight:500}.weekly-hero{align-items:flex-start}.weekly-hero strong{font:inherit;color:inherit;letter-spacing:normal;white-space:normal}.weekly-hero>div>strong{font-size:42px;font-weight:700;color:var(--blue);letter-spacing:-1px;white-space:nowrap}.weekly-hero p{max-width:520px;font-size:13px}.weekly-hero p strong{font-size:inherit;font-weight:700;color:var(--navy)}
@media(max-width:820px){.funding-cards{grid-template-columns:1fr 1fr}.funding-explainer{grid-template-columns:1fr;gap:22px}.adjustments .form-grid{grid-template-columns:1fr 1fr}.adjustments{padding:15px}.build-stages{grid-template-columns:repeat(6,160px)}.funding-cards strong{font-size:27px}.weekly-hero>div>strong{font-size:34px}}
@media(max-width:480px){.funding-cards{gap:10px}.funding-cards article{padding:13px}.funding-cards strong{font-size:25px}.funding-cards span{font-size:10px}.adjustments .field.wide{grid-column:1/-1}.weekly-hero{display:grid;grid-template-columns:1fr;gap:14px}.weekly-hero>div{display:flex;gap:10px;align-items:baseline}.weekly-hero>div>strong{font-size:36px}.cost-line{gap:12px}.pathway{padding:20px 16px}}
@media print{.adjustments{display:none!important}.funding-explainer{grid-template-columns:1.4fr 1fr;gap:20px}.funding-cards strong{font-size:23px}.build-stages{grid-template-columns:repeat(6,1fr);overflow:visible;gap:6px}.build-stage{padding:10px 5px}.build-stage>strong{font-size:16px}.build-stage svg{width:60px;height:48px}.weekly-hero>div>strong{font-size:30px}}

/* Editable answers beside the funding tally. */
.quick-details{margin-top:24px;padding:22px;background:#f4f8fc;border:1px solid var(--line);border-radius:16px}.quick-details .eyebrow{font-size:9px;margin:0 0 5px}.quick-details h3{margin:0 0 5px;font-size:21px;color:var(--navy)}.quick-details p{margin:0 0 14px}.quick-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}.quick-grid .wide{grid-column:1/-1}.quick-details .field{min-width:0;margin:0}.quick-details .field label{font-size:11px;margin-bottom:5px}.quick-details input[type=number],.quick-details select{font-size:13px;height:44px;min-height:44px;background-color:white}.quick-details .amount-input{background:white}.quick-details .amount-input input{min-width:0;width:100%;padding-left:28px}.quick-details .amount-input>span{font-size:13px;left:11px}.housing-editor{border-top:1px solid var(--line);margin-top:19px;padding-top:17px}.housing-editor h4{margin:0 0 3px;font-size:13px}.housing-editor .check{margin:15px 0 9px;font-size:11px;align-items:flex-start}.housing-editor .check input{flex:none;margin-top:3px;accent-color:var(--blue)}.pathway .quick-details .quick-update{background:var(--blue);color:white;border:0;border-radius:9px;width:100%;font-size:12px;padding:12px 16px;display:flex;justify-content:space-between;align-items:center}.quick-details .quick-note{font-size:9px;margin:10px 0 0;line-height:1.6}.quick-errors{color:#983b0c;background:#fff3e9;padding:10px;border-radius:8px}.housing-stat{background:var(--pale)}
@media(max-width:480px){.quick-details{padding:17px}.quick-grid{gap:11px}.quick-details input[type=number],.quick-details select{font-size:16px}.quick-grid .field:has(#quickFirst){grid-column:1/-1}}
@media print{.quick-details{display:none}}

.summary:has(.housing-stat){grid-template-columns:repeat(4,minmax(0,1fr))}@media(max-width:820px){.summary:has(.housing-stat){grid-template-columns:1fr 1fr}}@media(max-width:480px){.summary:has(.housing-stat){grid-template-columns:1fr}}

/* Keep the explanation beneath the tally and balance the two columns. */
.funding-column{display:flex;flex-direction:column;min-width:0}.funding-column>.funding-help{margin-top:auto;padding-top:24px}.funding-column>.funding-help>p:last-child{margin-bottom:0}.funding-explainer>.quick-details{margin-top:0;display:flex;flex-direction:column;justify-content:space-between;min-width:0}.funding-explainer>.quick-details .housing-editor{margin-bottom:14px}
@media(max-width:820px){.funding-explainer>.quick-details{justify-content:flex-start}.funding-column>.funding-help{margin-top:0}}
/* Budgeting controls sit with the charts; advanced inputs belong to the first section. */
.pathway>.adjustments{margin:18px 0 0;padding:16px 0 0;border:0;border-top:1px solid var(--line);border-radius:0}.pathway>.adjustments>summary{font-size:13px}.pathway .panel-heading{padding:20px 0}.steady-panel{margin:28px 0;padding:24px;border:1px solid var(--line);border-radius:14px;background:#f3f8fc}.steady-panel h2{font-size:30px;margin:8px 0 20px}.steady-intro{display:grid;grid-template-columns:minmax(180px,.8fr) 2fr;gap:24px;align-items:center}.steady-amount strong{display:block;font-size:38px;line-height:1.2;color:var(--blue)}.steady-amount span{font-size:11px;font-weight:600}.steady-intro p{font-size:13px;margin:0}.steady-controls{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin:20px 0}.steady-controls .field{max-width:230px}.steady-controls .check{font-size:12px}.reserve-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:18px 0}.reserve-metrics span{display:block;font-size:11px;color:var(--muted)}.reserve-metrics strong{font-size:24px;color:var(--navy)}.budget-legend{display:flex;flex-wrap:wrap;gap:18px;font-size:10px;margin:18px 0}.budget-legend i{display:inline-block;width:10px;height:10px;margin-right:5px}.budget-in{background:#006ab6}.budget-out{background:#799fd3}.budget-reserve{background:#308579}.budget-months{display:flex;gap:12px;padding:10px 0 16px}.budget-month{flex:0 0 132px;min-width:0;background:white;border:1px solid var(--line);border-radius:10px;padding:12px;text-align:center}.budget-month h4{font-size:12px;margin:0 0 14px}.budget-bars{display:flex;align-items:flex-end;justify-content:space-around;height:144px;gap:8px}.budget-bars>div{display:flex;flex-direction:column;align-items:center;width:50%}.budget-bars b{font-size:9px;white-space:nowrap}.budget-bars i{display:block;width:28px;border-radius:4px 4px 0 0;min-height:1px}.reserve-track{height:8px;border-radius:4px;background:#edf3f5;margin:18px 0 7px;overflow:hidden}.reserve-track i{height:8px;display:block;border-radius:4px}.budget-month>strong{font-size:15px;color:#246e63}.budget-month small{display:block;font-size:9px}.budget-month p{font-size:9px;color:var(--muted);margin:10px 0 0}.optional-savings{font-size:11px}.stress-control{max-width:310px;margin:20px 0}.stress-panel .pi-band{margin:0}.steady-panel .small{font-size:11px}.steady-panel input{min-height:44px}.steady-panel input[type=checkbox]{min-height:initial;accent-color:var(--blue)}
@media(max-width:600px){.steady-panel{padding:18px 14px}.steady-intro{grid-template-columns:1fr;gap:13px}.steady-amount strong{font-size:34px}.steady-panel h2{font-size:27px}.steady-controls{gap:12px}.reserve-metrics{gap:8px}.reserve-metrics strong{font-size:20px}.reserve-metrics span{font-size:10px}.steady-panel input{font-size:16px}.pathway .adjustments .form-grid{grid-template-columns:1fr}.pathway .adjustments .field.wide{grid-column:1}}
@media print{.steady-controls,.optional-savings{display:none}.budget-months{flex-wrap:wrap}.budget-month{flex-basis:110px}.steady-panel{break-inside:auto}}

/* One stacked column per payment, with an optional aligned savings-balance row. */
.steady-note{margin:24px 0 20px;padding:20px 22px;background:var(--pale);border:1px solid var(--line);border-radius:12px}.steady-note .eyebrow{font-size:9px;margin-bottom:8px}.steady-note h3{font-size:20px;color:var(--navy);margin-bottom:10px}.steady-note h3 strong{color:var(--blue)}.steady-note p{font-size:12px;max-width:880px}.steady-note .check{font-size:12px;margin:12px 0 0}.steady-note .small{font-size:11px;margin:12px 0 0}.savings-key{color:#246e63}.bars.with-savings .month-bar{height:286px}.savings-balance{height:58px;width:100%;margin-top:10px;border-top:2px solid #9bc4bb;padding-top:8px;color:#246e63}.savings-balance strong{display:block;font-size:12px;white-space:nowrap}.savings-balance small{display:block;font-size:8px;line-height:1.3}.bars.with-savings{background:none;min-width:900px}.steady-note input{accent-color:var(--blue)}@media(max-width:600px){.steady-note{padding:17px}.steady-note h3{font-size:18px}}
/* Steady mode shows the allocation of one fixed monthly contribution. */
.pi-colour{background:#71619b}.legend .pi-colour{display:inline-block;width:9px;height:9px}.steady-bars .savings-balance{height:78px}.bars.steady-bars .month-bar{height:306px;min-width:60px}.savings-balance em{display:block;font-size:8px;font-style:normal;line-height:1.3;color:#a95114;margin-top:5px;min-height:20px}.bars.steady-bars{min-width:1080px}.steady-note h3 strong{white-space:nowrap}

/* Approved savings-above / bills-below illustration. Both halves share one dollar scale. */
.chart-guide{font-size:11px;color:var(--muted);margin:12px 8px}.bars.balance-bars{position:relative;align-items:stretch;gap:8px;min-width:1120px;padding:0 20px;background:none}.bars.balance-bars .month-bar{height:530px;min-width:60px;display:block}.balance-bars .contribution-label{position:absolute;top:0;left:0;width:100%;font-size:11px;color:var(--navy)}.balance-axis{position:absolute;top:33px;left:20px;font-size:11px;color:var(--muted)}.zero-axis{position:absolute;left:0;top:230px;font-size:11px;color:var(--navy)}.balance-bars .reserve-up{position:absolute;top:60px;height:180px;left:0;right:0;display:flex;align-items:flex-end;justify-content:center;border-bottom:1px solid var(--navy)}.balance-bars .bills-down{position:absolute;top:240px;height:180px;left:0;right:0;display:flex;flex-direction:column;align-items:center}.balance-bars i{display:block;width:66%;flex-shrink:0}.balance-bars .bar-date{position:absolute;top:428px;left:0;width:100%;font-size:11px}.balance-bars .savings-balance{position:absolute;top:471px;left:0;height:50px;margin:0;border-color:#e87829;color:var(--navy)}.balance-bars .savings-balance small{font-size:10px}.contribution-line{position:absolute;left:20px;right:20px;border-top:2px dashed var(--navy);z-index:2;pointer-events:none}.legend .reference-key{width:18px;height:0;border-top:2px dashed var(--navy);border-radius:0;vertical-align:middle}.balance-bars .month-bar[aria-pressed=true]{background:#edf5fb80}

.balance-bars .month-reference{left:-4px;right:-4px}#reserveOptions{margin-top:20px;padding-top:16px;border-top:1px solid var(--line)}#reserveOptions .form-grid{max-width:760px}#reserveImpact{font-weight:600;color:var(--navy)}

/* Mobile review: align fields and keep the introductory copy readable. */
.funding-choice{max-width:760px;margin:20px 0;padding:18px;background:var(--pale);border:1px solid var(--line);border-radius:12px}.funding-choice label{display:block;font-size:14px;font-weight:700;margin-bottom:8px}.funding-choice select{width:100%;min-height:48px;padding:10px;font:inherit;color:var(--navy);background:white;border:1px solid var(--line);border-radius:8px}.funding-choice .small{margin:10px 0 0}
@media(max-width:600px){.quick-grid{grid-template-columns:minmax(0,1fr)}.quick-grid .wide{grid-column:auto}.quick-details input[type=number],.quick-details select{width:100%;font-size:16px}.funding-choice{padding:14px}.funding-choice select{font-size:16px}.welcome-copy>.eyebrow{font-size:clamp(9px,2.4vw,12px);letter-spacing:1px;max-width:none}.welcome-copy h1 em{display:inline}}
/* Bills above the line match the standard chart. Positive savings sit below. */
.reserve-colour{background:#278675}.legend .reserve-colour{display:inline-block;width:9px;height:9px}
.balance-bars .bills-up{position:absolute;top:60px;height:180px;left:0;right:0;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;border-bottom:1px solid var(--navy)}
.balance-bars .reserve-down{position:absolute;top:240px;height:180px;left:0;right:0;display:flex;align-items:flex-start;justify-content:center}
.balance-bars .savings-balance{border-color:#278675}.balance-bars .zero-axis{pointer-events:none}

.home-design-context{margin:16px 0;padding:14px 16px;border:1px solid #c5ddeb;border-left:3px solid #006ab6;border-radius:12px;background:#f0f8fd;color:#214c66}.home-design-context p{font-size:13px;line-height:1.5;margin:8px 0 0}.home-design-context[hidden]{display:none}

/* Compact mobile title; normal wrapping remains available for enlarged text. */
@media(max-width:600px){.starter-card>h2{font-size:clamp(20px,5.6vw,24px);line-height:1.2;letter-spacing:-.35px}}

/* Compact calculator introduction; preserve comfortable field and touch sizes. */
@media(max-width:820px){
  .welcome{gap:16px;margin:18px auto 24px}
  .welcome-copy h1{font-size:32px;line-height:1.12;margin-bottom:8px;letter-spacing:-.7px}
  .welcome-copy>p:not(.eyebrow){font-size:13px;line-height:1.55;margin-bottom:0}
  .starter-card{padding:20px;gap:14px;border-radius:18px}
}